There are many ways that we can assist you to make
your vehicle more affordable, help you pay for it and
maximize funding opportunities.

Funding & financing

Funding Sources

You may have funding sources available to you! Different programs are available depending on your province of residence and unique situation. Call us! We are well-versed in what is available in your region, and will help you through the process to ensure you take advantage of as many funding opportunities as possible. Contact us first, before making a purchase.

Private insurance

Depending on your coverage, your private insurance may cover a portion of the costs associated with the purchase of a wheelchair vehicle and/or adaptation equipment. Be sure to check your policy to see what coverage you have for this type of expense.

Workplace injuries

If your condition is the result of a workplace injury, you may be eligible for funding for an accessible vehicle or equipment. Inquire first with workplace insurance such provincial Worker’s Compensation Boards (WCB) in British Columbia and Alberta, and The Workplace Safety and Insurance Board (WSIB) in Ontario.

Organizations

Many organizations offer funding for wheelchair vehicles. Some are nationwide, and others are province-specific. The following are the largest ones that you should know about that apply across Canada and in each of the provinces in which Silver Cross Automotive currently operates.

CANADA-WIDE

President’s Choice Children’s Charity – Aid for families with children under 18 who have developmental or physical disabilities. The average amount of funding received by successful applicants is $9,000, the most that may be granted is $20,000. Learn more

Easter Seal Society – Financial aid up to $3,000 per year for individuals 19 years old or younger to assist with the purchase of a converted vehicle. Learn more

Veteran Affairs Canada – Veterans may be able to receive funding depending on their coverage and an assessment. Please call this government department for more information. Learn more

Muscular Dystrophy Canada – Several programs are offered to help alleviate financial pressures for people with neuromuscular disorders and their families, and enabling Canadians with neuromuscular disorders to lead independent lives. Learn more

Variety Children’s Charity – Grants are available provincially to provide direct help for children with special needs, including funding for mobility equipment. Learn more

MS society – Offers funding for equipment to help people with MS maximize their quality of life. Funding programs vary from province to province. Learn more

BacktoAg – This program allows disabled farmers to apply for funding for the purchase of specialized equipment or adaptation of existing equipment in order to get them back to farming safely. Learn more

The National Organization for Vehicle Accessibility (NOVA) – Provides funding for individuals with disabilities in need of financial assistance. Awards up to $5,000 on mobility transportation equipment. Learn more

   IN ONTARIO

Ontario March of Dimes – Manage the Ministry of Community and Social Services’ Home and Vehicle Modification Program (HVMP) for permanent Ontario residents, which funds vehicle modifications through grants of up to $15,000 per decade. Learn more

 IN BRITISH COLUMBIA

Neil Squire Society Technology@Work Program – Designed to support people with disabilities who have workplace barriers in British Columbia, and who require Assistive Technology for employment or volunteer activities. Learn more

CKNW Orphan’s Fund – Provides specialized equipment funding for children with physical, mental, social and behavioural challenges living in BC communities. Learn more

Spina Bifida and Hydrocephalus Association of BC – Provide financial assistance to active association members with spina bifida and/or hydrocephalus to assist with the costs of specialized equipment that will enhance or improve mobility, to a maximum of $1,000 per calendar year. Learn more

 IN ALBERTA

Human Services Disability Related Employment Supports (DRES) – Provides assistance to Albertans aged 16 and older in overcoming the barriers to employment created by their disability. Includes support such as assistive technology. Learn more

Children’s Ability Fund – Provides funding for specialized equipment to enhance the independence of children with disabilities throughout northern Alberta. Learn more

Dawn Land Foundation – A charity dedicated to improving the quality of life of children in and around Alberta by providing aid to chronically and terminally ill children. Learn more

 OTHER GREAT ORGANIZATIONS TO CONTACT

Kin Canada – Some Kin Canada clubs may provide funding for individuals who are buying wheelchair accessible vans. Please call your local club to determine if they can help. Learn more

Lions Clubs – Each chapter is different, but a local Lions Club may offer financial assistance to people purchasing a wheelchair accessible van. Learn more

Rotary Clubs – Assistance varies from chapter to chapter, but your local Rotary Club may offer financial assistance for the purchase of an accessible vehicle. Learn more

Manufacturers Programs

Be sure to speak with one of our experienced automotive consultants prior to making a purchase, as they will help you fill out the necessary forms and ensure all prerequisites are in order before you submit them.

Honda Mobility Program – Reimbursement up to $1,000 for the purchase of qualified adaptive equipment in select vans. Contact a Honda dealer to learn more.

Toyota Mobility Program – Offers up to $1,000 in financial assistance to physically-challenged customers who acquire a new or eligible Toyota vehicle. Learn more

Tax Programs

Federal Excise Gasoline Tax Refund Program – If eligible, you may receive a refund on a portion of the federal excise tax on gas. Learn more

Federal Income Tax: Eligible Medical Expenses – People with disabilities or dependents may claim a modified vehicle as a medical expense on their federal income tax. 20 per cent of the van’s purchase price may be claimed, up to a maximum of $5,000. Vehicle Modifications may also be claimed, if prescribed. Learn more

GST/HST Specially Equipped Motor Vehicle Rebate – The GST or HST that was paid or is owed on the modifications of a converted van may be reimbursed. Learn more

Financing options

Did you know that you can finance your entire wheelchair vehicle, including the conversion portion of the costs? Silver Cross Automotive has financing partners that understand the unique needs of the accessible vehicle market and can provide you with the loan you need to get into the right vehicle for you, your family and lifestyle. Finance your vehicle for up to 96 months with as little as zero down (on approved credit). Call us for more information!

Trade-in

Are you ready to upgrade your wheels? Bring in your current accessible vehicle – we may be interested in taking it as a trade-in that you can apply as a down payment on your brand new accessible ride!

Vehicle buy-back

If for some reason you find yourself in a situation where you no longer require your accessible vehicle, give us a call. We do consider buying back wheelchair accessible vans in good condition and may be interested in purchasing it back from you.

“Walkaway” insurance

 If something unexpected happens to you—such as you get sick, have an accident, become unemployed or experience another life-changing event—walk-away insurance protection can eliminate your vehicle debt or make payments on your behalf. This is a great option for many as it is one of the only insurance programs that cover pre-existing conditions.

Find the right wheels today! Call us at 1.844.799.5464 to get started, or
find your nearest Silver Cross Automotive store

no limits mobility from Silver Cross Automotive

Wheelchair Vehicles | Funding & Financing Resources June 17, 2016